Nueva Jerusalen Group
Sra. Jenny is the President. She is a long-time client and a single mother of five children, two of whom are dependents. She buys soybeans in bulk, which she later packages and sells at retail. Jenny has been in this business for ten years. She lives in a house for which has been the caretaker for the past eight years. Through her hard work, Jenny hopes to buy land so that she can later build her own home. She will use the money from her loan to buy soybeans in bulk so that she can package them in large quantities.
Sra. Guadalupe is the Treasurer. She is a long-time client and a single mother of six children, three of whom are dependents. She buys soybeans in bulk, which she later packages and sells at retail. Guadalupe has been in this business for five years. She has been living in a rented house for the past six years. Through her hard work, Guadalupe hopes to buy land so that she can leave an inheritance for her children. She will use the money from her loan to buy soybeans in bulk so that she can package them in large quantities.
Sra. Viviana serves as the Secretary. She is a new client who has been in a common law marriage for three years and has a daughter. Viviana has been selling cosmetics for the past two years. She has been living in a rented house for two years. With the help of her husband, she hopes to soon buy land so that they can build a house and establish a stable family. She will use the money from her loan to buy beauty products that are on sale that she can later sell at regular prices.
All of the members are responsible and dynamic people. Most of them support their families alone. This loan will be used to buy merchandise as well as increase their operating capital. They are grateful to Kiva and Emprender for trusting them by providing this loan.
La Presidenta es la Sra. Jenny, cliente antigua, madre soltera con 5 hijos 2 aun dependientes, , trabaja en la compra D. soya por cantidad para luego embolsarla y venderla al por menor lleva en este oficio 10 años, vive en una casa como cuidante hace 8 años anhela con el esfuerzo D. su trabajo poder comprarse su propio terreno y luego construir su propia vivienda, con el dinero del credito comprara soya por mayor y luego poder enbolsarla por cantidad.
Como Tesorera esta la Sra. Guadalupe cliente antigua, madre soltera con 6 hijos 3 aun dependientes, , trabaja en la compra D. soya por cantidad para luego embolsarla y venderla al por menor lleva en este oficio 5 años, vive en una casa alquilada hace 6 años anhela con el esfuerzo D. su trabajo poder comprarse su propio terreno y dejarles algún patrimonio a sus hijos, con el dinero del credito comprara soya por mayor y luego poder enbolsarla por cantidad.
Como Secretaria esta la Sra. Viviana cliente nueva, madre D. una niña conviviente hace 3 años, promotora D. productos cosméticos hace 2 años, vive en una casa alquilada desD. hace dos años atrás, con la ayuda D. esposo pronto compraran un lote D. terreno para construir su propia casa y formar una familia estable con el dinero del credito comprara productos D. belleza que estan en promosion para despues venderlos a un precio normal.
Todas las socias son personas responsables y dinamcas la mayoria mantienen solas el hogar, utilizaran el destino del credito para la compra D. mercaderia y asi poder incrementar su capital D. trabajo.
Todas las socias estan agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid