Donathile was originally a farmer before thinking on how she could start a small business so that her life situation could be improved. She thought of starting to sell a variety of goods in a shop and this is her third successful year in this business. Her shop is open from 6 a.m. to 6 p.m. every day.
Donathile, after these three years of experience, now has so many customers that she can’t even satisfy them. To end this, she needs to request a Kiva loan which will allow her to add a variety of requested goods such as beans, rice, sugar, etc. With this loan, she is planning to increase her sales and she hopes that her profits will also increase.
With these profits, Donathile will reinvest a portion in her business with the purpose of keeping her business sustainable.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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Success!! The loan was 100% repaid