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Watch You Neiber Group
In this Group: Zainab, Isatu, Salamatu , Mariatu, Yainkain
Here are members of the Watch You Neiber group. They are small scale businesswomen in Makeni, a city in northern Sierra Leone. They have formed a group of five women to apply for a loan of SLL 500,000 for each member from SMT and Kiva lenders. With the help of this loan, they can attract more customers, make more sales and consequently improve their standard of living.

The leader of this group is 28-year-old Zainab T.. Zainab is married to a police officer and they have two children who are attending primary school. Zainab has four years of experience in selling shoes, dishes, cottons, soaps, creams, and women’s clothes. With her share of this loan, she will expand her business by buying more inventory wholesale.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 3,912.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Watch You Neiber Group's $650 loan helped a member buy shoes, dishes, cottons, soaps, creams, and women’s clothes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2010
Feb 20, 2010
Currency Exchange Loss:
Nov 15, 2010