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Delphine
Delphine V. was born in 1956 and has been living for the past 20 years in the Agla neighborhood of Cotonou, the economic capital of Benin. Married to Léon BANKOLE, a retired tax agent, she is the mother of six children, all having had schooling, and of which five are still under her care. She lives with her husband and children, and she shares family expenses with her husband. Delphine has only attended primary school.

For 30 years Delphine has been selling various products (sugar, soap, peanut cakes, canned tomatoes, sardines, pasta, milk, etc.). She also retails locally made soap (made from caustic soda and oil). She gets her supplies from Dantokpa, Benin’s international marketplace, and from Adja, in the Mono region. She sells her products from her home and sometimes in Dantokpa.

Delphine is a faithful client of ALIDé and has previously been granted two loans, both duly repaid. She is now requesting a third loan from ALIDé, with the hope of putting more money into savings and eventually building a house.
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V. Delphine est née en 1956 et vit depuis 20 ans à Agla, un quartier de Cotonou, capitale économique du Bénin. Mariée à BANKOLE Léon un retraité du service des impôts, Delphine est mère de six enfants tous scolarisés, dont cinq sont à sa charge. Delphine vit ensemble avec ses enfants et son mari. Le couple assure ensemble les charges familiales. Delphine n'a fréquenté que l'école primaire. Il y a près de 30 ans que Delphine vend divers produits (sucre, savons, gâteaux d'arachides, conserves de tomate et de sardine, pâtes alimentaires, laits etc.). Delphine fabrique et vend également du savon local (fait à base de soda et d'huile). Delphine effectue ses achats à Dantokpa, marché international du Bénin, et à Adja, dans le Mono. Delphine vend ses produits à son domicile et quelques fois à Dantokpa. Delphine est une cliente fidèle de ALIDé car ayant déjà bénéficié de deux crédits qui ont tous été bien remboursés. Dans l'espoir d'épargner plus d'argent pour se construire une maison, Delphine sollicite un troisième prêt auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 486.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Delphine buy caustic soda to make soap, and various food products (pasta, canned tomatoes and sardines, milk, etc.).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Mar 12, 2010
Listed
Feb 21, 2010
Currency Exchange Loss:
Possible
Ended:
Mar 27, 2011