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Mercedes Gerarda
Mercedes C. M. is a salaried employee of a school that is in the Palacio community in the Viejo municipality.

She is going to use the loan to repair the kitchen in her house. She is a person with scant resources.

She has worked as a teacher in this school for 30 years. Thanks to her work she has been able to give her daughter the necessary education. Mercedes has always been a single mother.

She tells us that thanks to the help from Ceprodel she has had five loans. She has been raising her house little by little with help from God and Ceprodel.
View original language description ↓
La Sra. Mercedes C. M. trabaja como asalariada en una escuela que queda en la comunidad de palacio municipio del Viejo.

Ella va a utilizar este crédito en la Reparación de la cocina de su casa, ya que es una persona de escasos recursos.
Ella tiene 30 años de trabajar como profesora en esa escuela, gracias a su trabajo ha podido darle la educación necesaria a su hija ya que siempre ha sido madre soltera.
Ella nos manifiesta que gracias a la ayuda que CEPRODEL, le ha brindado durante estos 5 créditos que ha tenido, ha venido levantando su casa poco a poco, con la ayuda de Dios y CEPRODEL.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Mercedes Gerarda repair her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 10, 2010
Mar 1, 2010
Currency Exchange Loss:
Oct 7, 2011