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Ruth Y Esther 2 Group
In this Group: Mariluz, Andrea, Anileises, Cecilia, Glenny
Mariluz, 34, is a borrower who lives in Samana, Dominican Republic. She is the coordinator for her group, Ruth y Esther (Ruth and Esther), and her story is representative of those in her group and other Dominican and Haitian borrowers at Esperanza International.

Mariluz is a single mother of two who lives in a simple home in Samana, a city on a peninsuL. with the same name in the north-eastern part of the Dominican Republic. Life in Samana can be rough, with no potable running water, frequent power outages (if one has power to begin with), and inadequate healthcare. Despite these difficulties, Mariluz runs a successful business selling clothing to her friends and neighbors. With this loan, she will purchase pants, shirts, blouses, skirts, and undergarments, which she will then sell for a small profit.

This is Mariluz’ second loan with Esperanza International. With continued profits, she would like to take her business from the street, as it is now, into her own building. This would save her set-up time and create a more comfortable experience for her customers. Mariluz would also like to purchase a computer for her family to use. A computer is a great expenditure for a low-income household; not only does it give access to the world of information available through the internet, but it also gives children the valuable experience of working with technology, knowledge they will need throughout their lives.

Esperanza International seeks to free children and their families through initiatives that generate income, education and health, restoring self-worth and dignity to those who have lost hope. We have over 8,500 active associates in eleven offices in the Dominican Republic and Haiti. Thank you for lending to Mariluz and the Ruth y Esther group!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,161,575
    Funds lent in using Kiva
  • 36.2
    Dominican Republic Pesos (DOP) = $1 USD