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Jocelyn B. is a 34-year-old woman from the mountainous town of Antipolo, Rizal Province in the Philippines. She is still single but looking for the right man to comfort her when she becomes older. She is grateful to ASHI for offering her happiness in life and group support in achieving her goals.

In 2008, Jocelyn joined ASHI (Ahon Sa Hirap, Inc.), an MFI and KIVA partner in the Philippines. When she received her previous loans, she invested the money in buying and selling small items and later expanded the business with more stock.

Now on her 3rd loan, she requested 15,000 pesos as additional working capital for her business. She is positive that her business will grow since she already has regular customers placing orders with her.

She dreams of having a permanent space in the marketplace where she can sell her products. Her dreams are to build her own durable, concrete house and purchase her own land. She hopes to have a successful business that can provide her with a good life that is far away from poverty.

NOTE: Please disregard the date appearing on the photo. The camera's internal date was not set correctly.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1407
    View loans »
    Philippines Loans Fundraising
  • $59,122,500
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Jocelyn additional working capital for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 21, 2010
Feb 19, 2010
Currency Exchange Loss:
Aug 15, 2010