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Jaime Alonso
Jaime Alonso R. Gravito is 46 years old and lives in the Recreo neighborhood in the city of Barranquilla. His business is the production of snacks and pastries.

He started his career as a soccer coach, but he lost his job and needed to earn some income, so he started a bakery (just selling bread) with his savings and took a course at the Sena School to learn this trade. This business was not going well – he has some problems with liquidity – so he sought advice from the Sena School and signed up for a class on pastries. He has been selling pastries for 5 years, and this business now allows him to earn a living; he continues to expand his diverse product line. At first he was very nervous, because his family doubted the success of the business, but he received a lot of support anyway. With this business, he has been able to improve his family's quality of life. He currently has a large, independent shop and he also caters at reception halls.

While running this business, he also offers consulting services and technical courses on pastry-making to small businesses or entrepreneurs who would like to learn these skills. His greatest challenge is that he does not have enough working capital to expand his operations and commercialize his products within the corporate sector. With this goal, he is seeking a loan of $1,000,000 (Columbian) in order to buy a larger inventory of ingredients and raw materials. His dream is to have a gourmet-style restaurant, but still faces this great challenge of insufficient working capital to expand. He is very happy to have been chosen to participate in the Desarrollo Productivo (DIP) program because of the quality of its loan products.
View original language description ↓
Jaime Alonso R. Gravito, tiene 46 años vive en el barrio Recreo de la ciudad de Barranquilla, su negocio es la elaboración de picadas y pastelería en general.
Inicialmente trabajó como entrenador de futbol, pero quedo desempleado y con la necesidad de generar ingresos, montó una panadería con sus ahorros e hizo un curso en le Sena para aprender este oficio; como no le fue bien en este negocio porque quedó iliquido, acudió la asesoria del Sena e incursionó en el ramo de la pastelería, actividad a la que se dedica hace 5 años, de ella vive y permanece actualizándose en diversas líneas de productos. Al principio tuvo mucha incertidumbre porque su familia no pensaba que progresaría, pero recibió mucho apoyo y esto ayudó a mejorar su nivel de vida en familia. En la actualidad tiene un amplio mercado individual y provee a casas de eventos y fiestas.

Simultáneo a su negocio, realiza asesorias u orientaciones técnicas en la elaboración de estos productos a pequeñas unidades empresariales o personas que así lo requieran. Su principal dificultad es la falta de capital de trabajo para extenderse y comercializar sus productos a nivel de empresas, con este propósito solicita un crédito por $1.000.000 para comprar en mayor volumen materias primas e insumos. Su sueño es tener un punto de venta estilo gourmet, pero tiene un gran desafío y es construir un capital de trabajo para expandirse. Su mayor satisfacción es haber sido escogido para participar en el programa Desarrollo productivo DIP, por la calidad de sus productos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 497
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,933.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Jaime Alonso buy raw materials and ingredients for his pastry-making business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2010
Listed
Feb 18, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 16, 2011