Los Tres Barrios - Qoricancha Group
The majority of the bank members work in agriculture and raising cattle, with some working in retail sales as well. Two members work selling chicha [a fermented corn drink], another is a bricklayer, two work as craftsmen and one works making toilets.
One member, Alejandrina Huamán L., who is originally from Chinchero and the Qoricancha community, is married and has two children. She completed a primary school education and has been raising cattle since she was practically a little girl. Now she works buying and selling cattle. She goes to the fair in Quispicanchis province to buy young animals. She then raises and fattens them, breeds and raises their young, and sells the older animals. When she has bulls she also rents them so that they can breed with her neighbors' cows. It is a complex and time-consuming job, and she is asking for this loan in order to buy new calves.
All of our members are thankful for the opportunity offered by the loan process and promise to repay their loans within the established time period.
Nuestros socios se dedican al comercio minorista, entre los miembros del banco comunal en su gran mayoría se dedican a la ganadería y a la agricultura, como principal actividad; otras dos socias venden chicha, crían animales menores, otro socio es albañil y dos socios se dedican a la artesanía, y un socio fabrica baños sanitarios. Nuestra socia la Sra. Alejandrina Huamán L.; natural de chinchero, de la comunidad de Qoricancha, es casada y tiene 2 hijos estudió primaria completa y se dedicó de lleno a la crianza de ganados desde casi una niña, nuestra socia ahora se dedica a la compra y venta de ganados, ella viaja a la feria en la provincia de Quispicanchis a comprar ganados pequeños (maltones), los cría y engorda, saca nuevos ejemplares y a los papas después de un tiempo los venden, o también si tiene toros ella alquila para que se procreen con vacas de los vecinos, es toda una actividad algo compleja y dedicada, la socia solicita el préstamo para comprar algunos bebes de ganados.
Nuestros socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid