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Samuel is 30 years old and is single. He takes care of his parents. He lives in the Gasabo district of Kigali, the capital of Rwanda.

Samuel’s business is located in the village of Nyarutarama which is a residential place. He owns a small shop selling different kinds of products such as cosmetics products, soaps, plastic shoes, sugar, rice, and so on. He chose this business simply because it is very profitable as well as important for his neighbors.

Samuel has many years of experience but his monthly profit is still too low to expand his business meaningfully. He believes that a small amount of additional capital would change that for him. For that reason, he is requesting a loan from Kiva lenders via Vision Finance Company to purchase additional products which will make him more efficient and effective and more successful. He thanks VFC and Kiva lenders for their support!

Samuel is very serious in his business; the hours of his shop are from six in the morning to six in the evening every day except on Saturday and he employs one person so that his business runs well. Samuel expects to obtain more profits which will be used for reinvestment in order to satisfy his customers by offering them enough products at a good price.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 64
    View loans »
    Rwanda Loans Fundraising
  • $15,267,900
    Funds lent in using Kiva
  • 570.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Samuel to purchase more products to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 17, 2010
Feb 18, 2010
Currency Exchange Loss:
Nov 16, 2010