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Noel is 25 years old, is married, and takes care of one child who is one year old. Noel lives in Gasabo district, in Kigali, the capital of Rwanda.

Noel has many years of experience in business. He owns a small shop which sells various products such as: mirrors, watches, and so on as you can see from the photo. Noel has been an entrepreneur in this field since 2005.

With his experience, Noel is requesting a loan to reinvest in his business so that he can to gain more profits through selling more products to his customers. So far, the demands are increasing very fast, the reason why the support from Kiva lenders via Vision Finance Company is needed.

The profits Noel expects to gain will allow him to save enough money for his child and his family in general. He is a serious man in his business which is very organized. Shortly, through accessing this loan, and if his plans are successful, Noel will be able to continue his life as a self-employed man with a successful enterprise.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,351,700
    Funds lent in using Kiva
  • 570.0
    Rwanda Francs (RWF) = $1 USD