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Noel is 25 years old, is married, and takes care of one child who is one year old. Noel lives in Gasabo district, in Kigali, the capital of Rwanda.

Noel has many years of experience in business. He owns a small shop which sells various products such as: mirrors, watches, and so on as you can see from the photo. Noel has been an entrepreneur in this field since 2005.

With his experience, Noel is requesting a loan to reinvest in his business so that he can to gain more profits through selling more products to his customers. So far, the demands are increasing very fast, the reason why the support from Kiva lenders via Vision Finance Company is needed.

The profits Noel expects to gain will allow him to save enough money for his child and his family in general. He is a serious man in his business which is very organized. Shortly, through accessing this loan, and if his plans are successful, Noel will be able to continue his life as a self-employed man with a successful enterprise.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 58
    View loans »
    Rwanda Loans Fundraising
  • $15,325,750
    Funds lent in using Kiva
  • 570.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Noel to purchase more products to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 17, 2010
Feb 18, 2010
Currency Exchange Loss:
Nov 16, 2010