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Enoque Manuel
Enoque Manuel was born in the District of Chibuto, in the Gaza Province, in the South of Mozambique. He is 36 years old, married and the father of 4 children, 17, 15, 13 and 11-years old. The children are all in school. He only went to school until the 7th grade due to his parents' lack of financial resources. He owns the house he lives in with his family. He supports his parents by sending them money and food.

He has never left Boane. He has only moved from his parents' home to his own, in the same District, after getting married. He owns a tailor shop and is a tailor by trade. He works with his wife who is also in the same trade. He normally works 12 hours a day. Sometimes he works doing electrical work in vehicles for the LALGY trucking company. His business brings and income of 10.000mt per month which goes towards house expenses and a traditional rotational savings system he participates in with his friends (Xitique).

He has never had loans from other banks. He came to know about Hluvuku through his colleagues who are members. This is fourth loan, in the amount of 20.000.00mt. He intends to purchase sewing supplies (fabric, thread and others) to sew school uniforms and various clothing items. The previous loans were for 10.000.00mt, 12.000.00mt and 15.000.00mt, all for the same activity.

In the future, he would like to request more loans for his business. He makes a commitment to pay when due so that he will have access to more loans in the future.
View original language description ↓
Enoque Manuel M. nasceu no Distrito de Chibuto, Provincia de Gaza, sul deMoçambique tem 36 anos de idade, casado e pai de 4 filhos de 17, 15, 13 e 11 anos de idade, todos vão a escola. fez somente 7ª classe naõ continuou devido a falta de condições financeiras por parte dos pais. Vive na casa propria com a sua familia e sustenta ainda seus pais enviando dinheiro e bens alimenticios.
Nunca saiu de Boane, apenas saiu da casa dos pais para a casa propria depois de casar, ainda no mesmo Distrito. Ė proprietario de uma alfataria e alfaiate de profissaõ, trabalha com sua esposa que tambem desenvove a mesma actividade, faz em media 12 horas de tempo por dia. Por vezes tem feito trabalhos de electrecidade auto na empresa de camiões LALGY. Neste negocio consegue um rendimento de cerca de 10.000mt por més, que aplica nas despesas de casa e ainda poupa algum com amigos atraves de Xitique (sistema tradicional de poupança rotativa ).
Nunca teve empréstimos em outros bancos. conheceu a Hluvuku através de seus colegas que também saõ clientes desta instituição. Este é o seu 4º empréstimo no valor de 20.000.00mt com o qual pretende comprar material de corte e custura (tecidos, linha de cozer e outros) para produzir uniformes escolares e roupa diversa. Os empréstimos anteriores foram de 10.000.00mt, 12.000.00mt e 15.000.00mt todos para a mesma actividade.
No futuro gostaria de solicitar mais empréstimos para o seu negocio, para tal compromete se a pagar devidamente o emprestimo para poder aceder a mais no futuro.

About Mozambique

  • $1,200
    Average annual income
  • 136
    View loans »
    Mozambique Loans Fundraising
  • $2,804,225
    Funds lent in using Kiva
  • 29.3
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $700 helped Enoque Manuel puchase of fabric to sew school uniforms.
99% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 2, 2010
Listed
Feb 22, 2010
Currency Exchange Loss:
Possible
Ended:
Jun 28, 2011