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To earn a living in Sapele, Ngozi sells cellophane bags at retail prices to her customers (cellophane is a thin, transparent sheet made of regenerated cellulose and is used for food packaging). She is a hardworking woman and she is so determined to lift her business and family above poverty.

Ngozi hopes for a loan of NGN 100,000 to purchase more cellophane bags to sell. In the future she hopes to be a major cellophane bag distributor in major markets in her community.

Ngozi is 49 years old and married with five children who are excelling in their jobs and education. Her husband is a pastor and he also supports the home. Ngozi says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 28
    View loans »
    Nigeria Loans Fundraising
  • $6,002,400
    Funds lent in using Kiva
  • 150.8
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Ngozi to purchase more cellophane bags to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 10, 2010
Feb 18, 2010
Currency Exchange Loss:
Dec 10, 2010