Planting and harvesting taro is the only source of income for 46 year old Susana, a wife and energetic mother of 5. When she first joined SPBD, the first loan she received was used to buy an extension of land and chemicals for killing pests. This will be her fifth loan from SPBD and it will be used to build a fence to keep stray animals out of that plantation so that the crops will not be destroyed or damaged. The money from the sales will help fund her children’s education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.