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Orbelina Del Carmen
Orbelina del Carmen V. D. Martínez is 45 years old. She lives just a few minutes away from the capital, El Salvador, in the city of Soyapango, which has a large population. She lives with Manuel, her husband, who is a businessman, with a sister who works in an industry owned by the municipality and her 19 year-old son, Juan José, who works in a troqueladora (factory for leather and cardboard products) and also helps with this hard-working family's expenses. Orbelina del Carmen has been earning her living since a very young age. She is a hard worker and very honest, something that has maD. her stand out in her community and that none of her neighbors would dispute. Many years ago, when her son was very young, she decided to start a business in which she would apply her experience at making delicious traditional chicken tamales. Her goal was to help her husband cover the household expenses. She sells her tamales 6 days a week, which entails a lot of hard work, since most days she has to go to the local market very early in the morning to buy the fresh ingredients which are the basis of their excellent reputation. She has asked for a loan to buy enough corn at wholesale prices to last her the rest of the year. Corn is the main ingredient for making tamales.
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Orbelina del Carmen V. D. M., cuenta con 45 años D. edad, residente en la populosas ciudad D. Soyapango a escasos minutos D. la capital D. El Salvador, junto a ella viven su esposo Manuel quien es comerciante, una hermana que trabaja en una industria del municipio y su hijo Juan José D. 19 años D. edad, quien ayuda también con un poco a sufragar los gastos D. ésta luchadora familia al trabajar en una troqueladora (dedicados al cuero y cartones). Orbelina del Carmen es una mujer que desD. muy pequeña le gusto ganarse la vida, a base D. mucho esfuerzo y honestidad. Valores que la han distinguido entre sus vecinos y quienes lo comentan sin discusión alguna. Hace muchos años y con su hijo D. muy corta edad decidió emprender un negocio en el que aprovechara su experiencia en elaboración D. ricos tamales típicos D. gallina, para ayudarle a su esposo con los gastos en el hogar. Ella hace venta para 6 días en la semana y por lo cual debe esforzarse muchísimo ya que casí todos los días debe ir a comprar a tempranas horas al mercado D. la localidad los productos que tienen que ser frescos y así obtener el sabroso sabor en los tamales elaborados por Orbelina. Ahora ella está solicitando un crédito que le permita comprar maíz al por mayor y tener para lo que resta del año la principal materia prima D. los tamales.-

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Orbelina Del Carmen to buy corn wholesale in order to be able to sell tamales the rest of the year. Corn is the main ingredient for making tamales.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 4, 2010
Feb 17, 2010
Currency Exchange Loss:
Jul 2, 2011