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Unidos Para El Exito Group
In this Group: Vilma , Hilda, Beatriz , Alex Carlos, Luis Enrique , Luis Alberto, Carmen Rosa, Morelia*, Maria , Juan Alfonso
* not pictured
The Communal bank "United for the success" is represented by the lady Vilma and consists of 10 members which are very enterprising and industrious. They all have their own businesses, some in their residences and others in the market.

In the case of Señora Carmen, she has been dedicated to the sale of foods for 3 years, but that is not sufficient for her so at nights she sells salchipapas (a native dish with sausage and fried potatoes) and roast chicken in the door of her house. With the profits she can contribute to the family expenses, since she is separated from her husband and has 2 children to maintain.

The president, Señora Vilma endeavors to maintain her convenience store and do well. She is a very responsible person and works well with the group. She has 5 children of which only 1 is under her care. With the loan she obtains, she will be able to buy some products that she needs to serve her clients.

Hilda is dedicated to the sale of carbonated drinks and candies in her house. In addition, to obtain extra profits she learned handicrafts and sells crocheted items such as handbags, shoes and other products at the choice of the client.

This group very is united and supportive since they are very hard-working people with many desires to do well. That is why the loans they receive will be invested in the purchase of products and supplies that permit them to offer good service to their clients. All the members are thankful to EDAPROSPO AND KIVA for the confidence shown them in giving them loans.
View original language description ↓
La Alcancía Comunal “Unidos para el éxito” está representado por la señora Vilma y conformado por 10 miembros los cuales son muy emprendedores y trabajadores. Todos cuentan con negocios propios, algunos en sus domicilios y otros en el mercado.

Como es el caso D. la Sra. Carmen, ella se dedica a la venta D. menú hace 3 años, pero eso no es suficiente para ella así que por las noches venD. salchipapas y pollo broaster en la puerta D. su casa. Con la ganancia pueD. aportar con los gastos familiares, ya que está separada D. su esposo, y tiene 2 hijos que mantener.

La presidenta Sra. Vilma se esfuerza por mantener su bodega D. abarrotes y salir adelante, es una persona muy responsable y comprometida con el grupo. Ella tiene 5 hijos D. los cuales solo 1 está bajo su cuidado. Con el préstamo obtenido podrá comprar algunos productos que necesite para atender a sus clientes.

Hilda se dedica a la venta D. gaseosas y dulces en su casa, además para obtener ganancias extras aprendió manualidades y venD. tejidos a crochet como son carteras zapatos y otros productos a elección del cliente.

Este grupo es muy unido y solidario ya que son personas muy trabajadoras y con muchas ganas D. salir adelante; es por eso que los préstamos recibido lo invertirán en la compra D. productos e insumos que les permitan brindar una buena atención a sus clientes.
Todos los integrantes están agradecidos a EDAPROSPO Y KIVA por la confianza brindada al otorgarles créditos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidos Para El Exito Group's $2,800 loan helped a member to buy products for resale, such as foods and supplies for making handicrafts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 11, 2010
Feb 17, 2010
Currency Exchange Loss:
Jul 15, 2010