Virgen Asunta Group
The members make their livings in retail trade. Among the members of this bank we have Gerónima, who makes her living selling firewood; Teresa who makes her living processing and selling yogurt; Silvestre who makes his living building houses; and Marylin buys and sells grains. They are worried because they aren't able to sell their products due to the heavy rains that lasted for several days. The rains raised the water level of the river, which moved the bridge over which they cross from the community of Izcuchaca into the city of Cusco; therefore, there is no way across. The members cannot bring their products to sell in the different cities of the Department of Cusco, but they managed to sell their products once an alternate route to the city of Cusco was opened.
The member Dagmar is 44 years old, is married and comes from the city of Calca. She has five children and currently lives in the community of Hospitalpampa. She is a working mother who managed to open a small business buying and selling foodstuffs. Sra. Dagmar needs the loan to increase her business's capital and purchase more sugar, rice, noodles, sodas and many other products.
Our members are grateful for the opportunity provided and promise to make good on the various payments in the established time periods.
Los socios se dedican al comercio minorista, entre los miembros de este banco tenemos a las socias Gerónima que se dedica a la venta de leña; La socia Teresa se dedica al procesamiento y venta de yogurt; El socio Silvestre se dedica a la construcción de casas; La socia Marylin compra y venta de granos, ellos están preocupadas porque no venden sus productos debido a las fuertes lluvias que cayeron durante varios días, las lluvias aumentaron el caudal del rió provocando que el rió moviera el puente que da paso para la ciudad del Cusco de la comunidad de Izcuchaca por lo tanto no hay paso. Los socios no pueden llevar sus productos a vender a las diferentes ciudades del Cusco, pero los socios se las ingenian para vender sus productos entonces abrieron un camino alterno para la ciudad del Cusco.
La socia Dagmar tiene 44 años de edad, es casada, es natural de la ciudad de Calca, tiene cinco hijos, ella actualmente vive en la comunidad de Hospitalpampa, Ella es una madre trabajadora que se las ingenio para abrir un pequeño negocio de compra y venta de comestibles. La socia Dagmar requiere el préstamo para aumentar el capital del negocio comprando más azúcar, arroz, fideos, gaseosas y muchos productos más.
Nuestros socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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