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Emmanuel is 50 years old and is married with two children. He and his family live in the Nyarugenge district of Kigali, the capital city of Rwanda.

Emmanuel lives by selling charcoal in this area and this is his eighth successful year in this business. The hours of his business are from 6 a.m. to 9 p.m. every day.

Emmanuel is now requesting a Kiva loan via Vision Finance Company so that he can expand his business through purchasing more sacks of charcoal. With this loan, Emmanuel hopes that the number of his customers will increase as well as his profits.

With these profits, Emmanuel will use one portion of his profits for reinvestment in his business and, in addition, he will keep taking care of his family through doing whatever is positive for them.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 3
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 573.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Emmanuel to buy additional sacks of charcoal.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 16, 2010
Feb 17, 2010
Currency Exchange Loss:
Nov 16, 2010