H. works as businesswoman, as does her husband. H. owns a small shop where she sells different kinds of shoes in the Kigali. Her husband has a small restaurant. They both work to support their family. H.'s business is actually very organized and well-known. It requires two employees to run her her business. H. has two years of experience. The hours of her shop are from 6:00 AM to 9:00 PM every day except on the weekend.
H. is requesting a loan from Kiva lenders via Vision Finance Company to expand her business by purchasing more and different styles of shoes, especially shoes for children. With the profits she plans to earn, H. will be able to get all of the basic needs of her family, save money for her family, especially for her children, build her own house, and reinvest in her business.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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