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Charles is old man who is 57 years old. He is married and has three children, ages 8, 14, and 18. Charles and his family live in the Kicukiro District, Kigali Province in the village Kanombe near the international airport in Rwanda. This is also the place where his business is location.

Charles, alone, works to provide for the basic needs of his family by selling various styles of clothes. Charles chose this business because it is profitable and easy. His business is very organized. Charles employs two people as helpers in his business so that his business runs smoothly.

Charles is requesting a loan from Kiva lenders via Vision Finance Company to expand his business by purchasing an various additional clothes. His business is known in his region. He needs to expand his product line to satisfy his customers by offering them the good quality clothes in various styles. The profits that Charles expects to obtain will help him to save money for his family and pay the school fees for his children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 573.0
    Rwanda Francs (RWF) = $1 USD