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Ebenezer #5 Group
In this Group: Samuel, Bankale, Grace, Kabbeh, Morris
Samuel P. is the leader of a group of five borrowers called Ebenezer #5. He is 31 years old, single and a university student. He has one child who is 13 years old and attends 6th grade.

For six years, Samuel has had a calling-card business on Broad Street in downtown Monrovia. He says that he manages his business well, which attracts customers.

Samuel plans to use his 10,400 Liberian dollar portion of this 46,600 Liberian dollar group loan to buy more calling cards. His goal is to have a shop, send his child to school and have good health care.

In the photo that accompanies this profile, Samuel is the one holding the sign. This is his group's second time on Kiva; the first time they were posted (http://www.kiva.org/lend/142166), Samuel's name was listed in error as Emmanuel.

About LEAP:

The Local Enterprise Assistance Program (LEAP) is Liberia's largest and oldest continuously operating microfinance institution, with 13 branches across the country. Founded in 1994, the non-profit organization has survived periods of civil war and severe socio-economic hardship. LEAP seeks to help rebuild post-conflict Liberia through its group and individual loans to micro- and small-scale entrepreneurs, and puts emphasis on lending to women.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • 500
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,033,800
    Funds lent in using Kiva
  • 71.0
    Liberia Dollars (LRD) = $1 USD