Francoise has been in the business of selling a variety of goods, mostly used at home, for about two years and the hours of her business are from 8 a.m. to 6 p.m. every day except Sunday.
Francoise is requesting a Kiva loan via Vision Finance Company for the purpose of expanding her business through purchasing a variety of items used at home as the photo indicates. With this loan, she will purchase more items, especially those used for cleaning the house and washing clothes, as those goods seem to be highly in demand. Francoise hopes that it will increase her sales as well as her profits.
With these profits, Francoise will reinvest them in the business for the purpose of building her secure future.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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