He has worked for the Formunica company for two years as a sales executive. His wife, Mrs. Gloria Gutierrez, has worked as a teacher in the Mauricio Cajina school for 22 years. They both help with the expenses of the home and are a very united family. He is asking the Institution for his first loan to be able to build a bedroom for his older son to provide him greater comfort and privacy. Hecor's dream is to have a better future for his sons and to be approved of by God and his family.
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
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