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Kushka Puririsun Group
In this Group: Rosalio, Juana Graciela, Maria Elena, Eliana, Jorge Ivan, Victoria, Patricia, Maria Teresa, Pedro, Leonarda, Henrry
The Communal Bank “Kushka Puririsun” consists of eleven members who starting their third loan cycle. They are hard workers who look at each moment as an opportunity to get ahead. With great effort, they seek every day to proviD. a better future for their children. The members live in the City of Urubamba in the Department of Cusco. It is a city known for its beautiful landscapes, its agriculture, and its livestock. Urubamba is located an hour and fifteen minutes away from the City of Cusco. The members engage in different business activities such as selling food, groceries, and “anticuchos” (skewered meats). Other members proviD. housekeeping services and public transportation. They are concerned about their declining sales because their buyers are tied directly to tourism. Because of the heavy rains that hit the area for three consecutive days, many tourists canceled their travel reservations into Cusco. Tourism has declined significantly.

Patricia is a member of the “Kushka Puririsun” Communal Bank. She is 23 years old, in a common law marriage, and has two dependent children (Marco Antonio and Maria Fernanda). Patricia sells “salchipapas” (sausages and fried potatoes) and “pollipapas” (chicken and fried potatoes) from a pushcart. She travels along the streets between 3pm and 11pm to sell her dishes. Patricia is requesting a loan to buy chicken, potatoes, and rice.

The members, in general, are grateful for this opportunity provided to them. They promise to submit their payments on the established due dates.
View original language description ↓
El banco comunal KUSHKA PURIRISUN está formado por 11 socios, inician 3 ciclo y son trabajadores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos, las socias viven en la ciudad D. Urubamba del departamento del Cusco, ciudad que se caracteriza por sus paisajes hermosos, su agricultura y su ganadería. La cuidad Urubamba se encuentra ubicado a una hora y quince minutos D. la Ciudad del Cusco. Las socias realizan diferentes negocios como la venta comida, comestibles y anticuchos, otros socios brindan servicios domésticos y transporte urbano. Los socios están preocupados por que las ventas han disminuido debido a que los compradores trabajaban directamente con el turismo. Las fuertes lluvias que cayeron por tres días en la ciudad del Cusco hicieron que turistas cancelaron sus reservaciones D. viaja a la ciudad del Cusco. El turismo ha decaído considerablemente.

Patricia es socia del banco comunal los Kuska Puririsun, tiene 23 años D. edad, es conviviente y tiene dos hijos que depenD. todavía D. ella (Marco Antonio y Maria Fernanda). Patricia se dedica a la venta salchipapas y pollipapas en su carretilla y en la calle desD. las 3 p.m. hasta las 11 p.m. La socia Patricia requiere el préstamo para comprar pollos, papas y arroz.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago D. sus diferentes cuotas en los plazos establecidos.
(Los socios que aparecen en los costados D. la fotografia pidieron permiso para no estar en el deseembolso).

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 177
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Kushka Puririsun Group's $4,050 loan helped a member operating capital for their respective businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 26, 2010
Mar 4, 2010
Currency Exchange Loss:
Aug 15, 2010