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Kosowoa N. sells cement, charcoal and hardware products in Lomé, Togo. She is married and has 3 children. Mrs. N. has over ten years of experience in this field. She opened her business in 1998 and is now asking for her fourth loan from WAGES. She will use a third of this loan to replenish her stock of hardware products and use the remainder to purchase charcoal for resale.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 4
    View loans »
    Togo Loans Fundraising
  • $8,707,775
    Funds lent in using Kiva
  • 481.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Kosowoa purchase of charcoal and hardware.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2010
Feb 15, 2010
Currency Exchange Loss:
Mar 24, 2011