Mrs Tra L. T. is experienced in selling food products. She is 43 and is living in Marcory a suburb in the south of the Abidjan region. She started selling on Marcory’s open market since the very beginning of its opening in 1987. Divorced, she lives with her 8 children at their apartment. Ground nuts, corn, apples, salt, ginger, fish powder and rice are usual products she sold to customers. She needs a loan to extend her activity in order to increase revenues and care to her children education expenses. She is an honest woman who has always reimbursed her loans in good manners since she joined AE&I microcredit program in May 2005.