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Bernadette Baï
Bernadette Baï S. was born on July 11, 1970 in Abomey, historical town of Benin. About 16 years ago, Bernadette Bai settled in the neighborhood of Womey, in the town of Abomey Calavi. She is married to Claude Gbocogo, an agent of COGESSA in Benin. Bernadette Bai is the mother of three children, all attending school. She lives alone with her children and she alone supports them. She only attended primary school.

To meet her needs and those of her children, Bernadette Bai sells condiments (onions, hot peppers, fresh tomatoes, spices: pepper, garlic etc…) in her store located in her home. She also sells various products (eggs, smoke fish etc…). She gets her supplies in Glazoue and at the Djoda market in Benin.

She has been practicing this activity for 12 years. Bernadette Bai has already received a loan from ALIDé, the loan was reimbursed fully. She would like to expand her activity and open a second store in her neighborhood’s market place, in order to increase her income and to better meet the needs of her customers. This brings Bernadette Bai to request a second loan from ALIDé.
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S. Bernadette Baï est née le 11 Juillet 1970 à Abomey, ville historique du Bénin. Il a environs 16 ans que Bernadette Baï s'est installée au quartier Womey, dans la commune d'Abomey Calavi. Mariée à GBOCOGO Claude, un agent de la COGESSA au Bénin, Bernadette Baï est mère de trois enfants qui sont tous scolarisés. Bernadette Baï vit seule avec ses enfants et assure seule leurs charges. Bernadette Baï n'a fréquenté que l'école primaire. Pour subvenir à ses besoins et à ceux de ses enfants, Bernadette Baï mène comme activité, la vente de condiments (oignons, piments, tomates fraîches, épices : poivre, ails, etc.) dans sa boutique size à son domicile. Bernadette Baï vend également divers produits (oeufs, poissons fumés, etc.). Bernadette Baï s'approvisionne à Glazoué et au marché Djoda au Bénin. C'est depuis 12 ans que Bernadette Baï mène cette activité. Bernadette Baï a déjà bénéficié d'un crédit auprès de ALIDé, crédit qui a été bien remboursé. Bernadette Baï voudrait agrandir son activité et ouvrir une seconde boutique dans le marché de son quartier, afin d'accroître son revenu et de mieux satisfaire sa clientèle. C'est ce qui amène Bernadette Baï à solliciter un deuxième prèt auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 481.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Bernadette Baï purchase of 3 baskets of fresh tomatoes, 2 baskets of hot peppers and vegetables, fish.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 8, 2010
Feb 15, 2010
Currency Exchange Loss:
Mar 24, 2011