A loan of $450 helped additional working capital for a candy business.

Carmelita's story

Carmelita P. earns her living by candy making. She is a 53-year-old married woman who lives in Brgy Talubangi, Kabankalan City, Negros Occidental. Carmelita’s husband, Armando, 55 years old, helps run the business by delivering the finished product to a local market and other general stores. They have three children who are between 23 and 27 years old: two of them work and one already has a family.

Carmelita joined NWTF-Project Dungganon in 2003 in the hope that she would be able to help her husband improve the quality of life for their family. With the help of her loans from NWTF-PD, she has been able to increase their family's income by making candy. Now she earns an average monthly income of 54,000 Philippine pesos (PHP) from her business activities.

Carmelita is a member in good standing. Her previous loan of 19,000 PHP was used to fund the operations of her candy business, and it had a positive impact on both the business and the family’s living conditions. Now she is requesting her 17th loan, in the amount of 20,000 PHP, which she intends to use making candy. Carmelita is working hard to achieve her dreams and aspirations for her family which are to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work.

Loan details

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Loan details