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Five Sisters Group
In this Group: Martha, Theresa, Rebecca, Oretha, Rebecca
Martha D. is the leader of a group of five borrowers called Five Sisters. She is 50 years old and is a widow. She has 3 children aged 15-30 years old and their educational levels are 6th grade to high school graduate. In addition to her children, she also cares for 2 siblings.

Martha and her family live in the New Matadi community, and she works in New Matadi Peace Market which is about 15 minutes from downtown Monrovia. She was never able to go to school herself due to lack of financial support from her parents.

Martha’s business is the sale of dry fish. She buys fresh fish from fishermen, then dries the fish and sells it. She has been running this business for 32 years and hopes to own a bigger business in the near future. Martha started selling with a small amount of money from her late husband. She has been facing problems recently with the high prices of goods and too many vendors with the same business in the New Matadi Peace Market.

She talks to her customers in a friendly manner in order to encourage them to continue buying from her. Martha needs this loan to purchase additional fish. She dreams of giving her children the best support in every positive thing they are involved in.


In the photo that accompanies this profile, Martha is the one holding the sign.

About LEAP:
The Local Enterprise Assistance Program (LEAP) is Liberia's largest and oldest continuously operating microfinance institution with 13 branches across the country. Founded in 1994, the non-profit organization has survived periods of civil war and severe socio-economic hardship. LEAP seeks to help rebuild post-conflict Liberia through its group and individual loans to micro- and small-scale entrepreneurs, and puts emphasis on lending to women.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • 500
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,033,800
    Funds lent in using Kiva
  • 71.0
    Liberia Dollars (LRD) = $1 USD