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Mr. Yan S. (pictured here) and his wife, Mrs. My Mon, live in a small village off National Road Two, about 18 kilometers south of Phnom Penh City. They have been married since 1983 and have two sons and two daughters. Their eldest daughter works in a garment factory while the other three attend school.

Yan has been driving a remoque motor taxi (a motorbike with a trailer attached at the back) for more than 17 years. He carries people and goods from his village to Phnom Penh and back. His wife is a garment factory worker.

Yan has had a previous Kiva loan via Kiva partner, MAXIMA, to finish building his house. He is now requesting another loan of $1,200 USD to build a concrete room under his wooden house as, at present, he has an open-air space that is difficult to protect from the elements. He will also use a part of the loan to dig a well for family use.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yan to build a concrete room under his wooden house and dig a well.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Feb 9, 2010
Feb 12, 2010
Currency Exchange Loss:
Jan 15, 2011