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Urinova Bahtigul's Group
In this Group: Bahtigul, Hamid , Haticha, Adinahan
U. Bahtigul is 41 years old. She is the leader of this group. Her husband is a builder. She has four sons. The eldest son works with his father, and the second oldest son is in Russia. The other sons study at school. She is involved in the cattle fatting business. She currently has one calf and one milk cow. She also produces milk products and sells them in Aravan. This loan will be used to buy one milk cow with calf in order to increase milk production. In the future, she hopes to open a big farm.


Hamid, age 40, is divorced. He has three grown sons, and all of them help him with agriculture. He has one hectare of land on which he cultivates cotton. He has been involved in this since 1996. This loan will allow him to buy cotton seeds and mineral fertilizer.


Haticha is 42 years old. She is a married woman with five children. Her husband is a builder and electrician. Usually, the building season opens in spring and continues until late autumn. In winter, her husband is usually at home, looking after the household. This loan will be used to buy cement, lime, and paint in order to repair their house.


Adinahan is 22 years old and is not married yet. She lives with her parents. Her father is a tractor driver, and her mother is a housewife. They have a little household where they fatten cattle. This loan will be used to buy four sheep. She is now preparing for a wedding and buying dowry for herself.


--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan. Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept: People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further), and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135.


If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and the Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 138
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,106,075
    Funds lent in using Kiva
  • 44.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Urinova Bahtigul's Group's $1,350 loan helped a member to buy one milk cow with calf.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 12, 2010
Listed
Feb 12, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011