Rosa is 43, married, and has three children. Rosa grows vegetables. Rosa needs a loan for 600 PEN to buy seeds and fertilizer.
Natalia is 45, married, and has six children. Natalie has a store in her house where she sells general groceries. Natalia needs a loan for 450 PEN to buy rice and sugar.
The members need different amounts of loans. The amounts they need are 300, 450, 600, and 750 PEN. The total amount of the loan for the communal bank is 13,650 PEN. Their loans will be used to buy rice, sugar, seeds, fertilizer, small animals, and to pay workers.
The members’ dreams are to have good production, that their children become professionals, and to buy a car to transport their products.
Las socias realizan diferentes negocios como la venta D. animales menores, tara, cochinilla, abarrotes en general, fabricación D. ladrillos y la mayor parte D. las socias se dedican a la agricultura D. verduras.
Como es el caso D. la señora Rosa que es casada, tiene 43 años y 3 hijos, Rosa se dedica a la agricultura D. verduras, Rosa necesita un préstamo D. 600 soles dinero que será invertido en la compra D. semillas y abono.
Mientras que Natalia es casada, tiene 45 años y 6 hijos, Natalia tiene una tienda en su casa en donD. venD. abarrotes en general, Natalia necesita un préstamo D. 450 soles dinero que sera invertido en la compra D. arroz, azúcar.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 450 soles, 600soles, 750 soles, haciendo un total D. 13,650 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. arroz, azúcar, semillas, abono, animales menores y para el pago D. peones.
Los sueños D. las socias son tener una buena producción, que sus hijos sean profesionales y comprar un carro para transportar sus productos.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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