Juntas Si Podemos Group
That is the case with Aydee. She is 39, in a common law marriage, and has one son. Aydee travels to different villages to sell various clothes and deliver her customers’ orders. Aydee needs a loan for 1,050 PEN to buy pants, sweaters, and shirts.
Alicia is 30, in a common law marriage, and has three children. Alicia is a street vendor, and she sells clothes at the markets in the city of Ayacucho. Also, Alicia has a car, which is used for public transportation. Alicia needs a loan for 600 PEN to buy blouses and sweaters.
The members need different amounts of loans like 300, 600, 750, and 1,050 PEN. The total amount of the loan for the communal bank is 8,850 PEN. Their loans will be used to buy sweaters, shirts, blouses, rice, sugar, oil, drinks, vegetables, and fruits.
The members’ dreams are to raise a second floor on the house, start a business in the home, have a wholesale grocery store, and buy a car to transport their products.
Las socias realizan diferentes negocios como L. venta D. comidas, abarrotes en general, ropa, bebidas, verduras, frutas y servicios D. transporte, renovadora D. calzados, salones D. belleza.
Como es el caso D. L. señora Aydee que es conviviente, tiene 39 años y 1 hijo, Aydee viaja a los diferentes pueblos en donD. venD. ropa variada y también pedidos que le hacen sus clientes. Aydee necesita un préstamo D. 1050 soles dinero que será invertido en L. compra pantalones, chompas y polos.
Mientras que Alicia es conviviente, tiene 30 años y 3 hijos, Alicia venD. ropa D. manera ambulatoria en los mercados D. L. ciudad D. Ayacucho, además Alicia tiene un carro que realiza transporte publico. Alicia necesita un préstamo D. 600 soles dinero que será invertido en L. compra D. blusas, chompas.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600soles, 750 soles, 1050 soles haciendo un total D. 8,850 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en L. compra D. chompas, polos, blusas, arroz, azúcar, aceite, bebidas, verduras y frutas.
Los sueños D. las socias son levantar el segundo piso D. su casa, implementar su negocio en su casa, tener una tienda D. abarrotes por mayor y comprar un carro para transportar sus productos.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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