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María Nubia
Maria Nubia M. D. T., 57, lives in the Marchuela area of Usme, a neighborhood on the outskirts of the Colombian capital of Bogota. She is married and has twelve children who range in age from 12 to 39. She works with her husband selling hardware, tools, car parts, construction supplies, electrical parts and even inflatable toys. This is her fourth Fundacion loan and the previous loans have allowed her to increase her working capital, something that she thinks has greatly contributed to her financial situation and her way of living. She is applying for a 1,200,000-peso loan that she will use to buy tools--saws, screwdrivers, etc.--and more inflatible toys for her business.


Maria Nubia is a native of the "departamento" of Caldas in the Eje Cafetero region of western Colombia. She spent twenty years traveling around Colombia with her husband who worked for a carnival, both of them going from place to place, selling fun. At the beginning of the 1990s, the family settled in Barranquilla where they bought a house and opened a shop. For the sake of her husband's health, the family resettled in Bogota in 2008 and, happily, his health is now better. Maria Nubia's goal is to buy a house in the capital because they had to sell their Barranquilla house. She wants to live in the same neighborhood as the shop because there are lots of businesses nearby, it's convenient and the people are friendly.

View original language description ↓
María Nubia M. D. T. tiene 57 años y vive en el barrio Marchuela en Usme, una localidad meridional D. Bogotá, la capital D. Colombia. Está casada y tiene doce hijos entre 12 y 39 años y trabaja con su esposo. Tiene una comercializadora donD. venD. tanto herramientas, mecánica, artículos automotrices, elementos para la construcción y partes eléctricas, como juguetes inflables. Este es su cuarto crédito con la Fundación y cree que sus créditos anteriores le han permitido crecer y aumentar su capital D. trabajo y han contribuido tanto a más estabilidad económica, como a un mejor estilo D. vida. Solicita un crédito por valor D. $1.200.000 pues quiere comprar seis docenas D. herramientas, D. serruchos, atornilladores y también un surtido D. juguetes inflables.
María Nubia es proveniente del departamento D. Caldas en el Eje Cafetero, llevó más D. veinte años viajando por toda Colombia a raíz del oficio D. su esposo que trabajaba en un parque D. juegos mecánicos que se trasladaba D. un lugar a otro vendiendo diversión. Pero al iniciar los años 90, la familia se estableció en Barranquilla, donD. compró una vivienda y abrió una panadería, pues por razones D. salud D. su esposo, se vio obligada a radicarse en Bogotá en el año 2008 y ahora está agradecida con Dios porque su estado D. salud está mejor. Su meta actual es comprar una vivienda en la capital, ya que tuvieron que vender su casa en Barranquilla, ella desea que sea en el mismo sector donD. esta ubicado su negocio, porque es una zona muy comercial, acogedora y la gente es muy amable.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 557
    View loans »
    Colombia Loans Fundraising
  • $14,903,600
    Funds lent in using Kiva
  • 1,956.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped María Nubia buy products for resale.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 30, 2010
Listed
Feb 12, 2010
Currency Exchange Loss:
Covered
Ended:
Sep 17, 2011