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Trinidad (Cuenca) Group
In this Group: Rosa Amelia, Maria Rosa Elvira, Maria Carmen, Ana Lucia, Maria Dolores, Maria Transito, Blanca Aida, Maria Luzmila, Rosa Maria, Julia Angelita, Zoila Cecilia, Maria Presentacion
The communal bank Trinidad is composed of a group of tough, hard-working women who always seek new ways to prosper and take pleasure in their daily work. They are proud to reach their goals and the maintain good relationships between themselves. They live in the Turí district, a touristic look-out spot in the city of Cuenca, located 10 minutes outside of the urban center and considered one of the most touristic parts of the region.

Mrs. María M. lives in the El Cisne de Turí community, is 23 years old, married, and mother of a beautiful three-year-old daughter. Her husband is a construction worker with a relatively humble income, so they do not own their own home.

María, like the majority of her community, cares for farm animals while completing the duties of a housewife. She sells most of her chickens to her community and consumes the rest.

It was her mother who encouraged her to join this entrepreneurial group, and she has completed two successful loan cycles with them. With the loan she is seeking, she is going to buy some more chickens and feed and she is going to pay for her husband's preventive healthcare. Her greatest dream is to own her own house.

Blanca Dután is also part of this communal bank due to an acquaintance in the community who invited her to join this lovely group. She has been part of the group for 8 cycles, and with her past loans she paid off a few of her husband's loans, which he acquired for his carpentering business. She helps him with this business along with her duties as housewife and care for their 11- and 5-year-old children.

Blanca, at 27 years old, already owns her own home thanks to the couple's joint efforts. The carpentering business is based out of their home, and with this new loan, they will start another business caring for animals. They are going to buy guinea pigs and chickens as well as corn and other nourishing feed. Her greatest dream is to launch this new business and help it to develop more each day.
View original language description ↓
El banco comunal Trinidad está formado por un grupo de mujeres luchadoras que siempre buscan la forma de salir adelante y lo más grato que lo ven reflejado en su trabajo diario, sintiéndose orgullosas de alcanzar sus metas y mantener una gran amistad entre todas las compañeras y amigas del banco, viven en el sector Turí mirador turístico de la ciudad de Cuenca situado unos 10 minutos fuera de la urbe considerado como uno de los lugares más turísticos de ésta región.

La señora María M. vive en la comunidad El Cisne de Turí, tiene 23 años de edad y se encuentra casada y madre de una hermosa niña de tres años, su esposo es albañil de profesión por lo que sus ingresos económicos son muy limitados y aún no tienen casa propia.

María al igual que la mayoría de la población se dedica a la cría de animales de corral compartiendo con las actividades propias de ama de casa, sus pollos los vende en su comunidad y algunos de estos son para su consumo.

Fue su mamá quien la incentivó a formar parte de este grupo emprendedor llevando dos ciclos en él, con el préstamo solicitado va a comprar unos pollos, alimento y a pagar la atención médica preventiva de su esposo. Su gran sueño tener su casa propia.

Blanca Dután también es socia de éste banco gracias a un conocido de la comunidad quien le invitó a formar parte de éste ameno grupo, ya lleva ocho ciclos en su banco comunal, con los créditos obtenidos ha cancelado algunas deudas adquiridas para la carpintería de su esposo con quien comparte oficio a mas de sus labores de ama de casa y cuidado de sus hijos de 11 y 5 años.

Blanca a sus 27 años ya posee casa propia esfuerzo conyugal nos dice, aquí tienen su negocio de carpintería y con el nuevo préstamo solicitado va a montar su negocio de crianza de animales para lo cual va a comprar cuyes y pollos así como maíz y otros alimetos para su crianza, su gran sueño iniciar su negocio e irlo incrementado cada día más.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Trinidad (Cuenca) Group's $3,925 loan helped a member purchase of guinea pigs and chickens as well as corn and other nourishing feed; personal medical expenses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2010
Listed
Feb 12, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2010