Marcelo lives with his wife and baby son of one year old in the Villa Cooperativa area of the city of El Alto. He lives on his own land and is building his home, which he bought with his savings. He works as a Civil Engineer for La Paz city council. The loan will go towards buying construction materials and help speed up the house building process, especially since the rainy season means construction is all the more difficult. This is Marcelo’s second loan with Impro. His successful credit analysis means he qualifies for the loan.
Marcelo, vive en la zona Villa Cooperativa, de la ciudad de El Alto.
Vive en su terreno propio, donde construye su casita la cual adquirió con sus ahorros, junto a su esposa y su pequeño hijo de 1 año.
Trabaja como ingeniero civil en la alcaldía de la ciudad de La Paz.
El crédito lo destinará a la compra de materiales de construcción y así acelerar la construcción que viene realizando, ya que por esta época de lluvias resulta un poco dificultoso su construcción.
Es el segundo crédito con Impro, la evaluación realizada lo califica para otorgar el crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.