Mrs. Sim M., 43, is a good mother who has been blessed with four children, two of whom are married and the others of whom are single and in school. Sim M. makes a living by buying and selling used goods for a profit. She owns an old motorbike that she uses to transport used goods that she buys door-to-door in her community. Her husband was a civil servant officer, but has been retired for years. Sim M. has requested a loan which is her second loan processing. She will increase the financial capital of her used-good sales trade. She intends to use some of her loan to decorate her existing house.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.