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Ma. Socorro
Ma. Socorro M., 51, is making sure that her family has enough provisions for their daily needs. She is married to Beltran M., a community councilor, and they are blessed with four children. She makes sure that she helps her husband earn money so that their family can have a better life. She has been managing her own variety store for two years.

Maria has been a regular member of Center for Community Transformation (CCT)* for more than three years now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she has been able to borrow 11 times from CCT’s Cooperative. She is consistent in paying her dues because she uses the money she borrows as capital for her business. Her business lets her earn a profit of 23,655 Philippine pesos (PHP) per month.

Now, with your help, she would like to receive a 29,000 PHP loan. This money will be used as a source of added capital for her expanding business to buy assorted beverages and snacks. She dreams that her business will grow so that her children can have funding to finish their studies and be able to manage the business someday.

*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1241
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 46.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ma. Socorro to buy assorted beverages and snacks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 28, 2010
Feb 10, 2010
Currency Exchange Loss:
Jul 16, 2010