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Flor De Caliri Group
In this Group: Gabriela Lucy , Antonia, Carmen , Maria Hortencia, Victoria, Marcelina, Natalia Benita, Federico, Rosmery Patricia, Alicia, Benito, Graciela
FLOR D. CALIRI is a communal bank composed of members from the Caliri area, which is located on the banks of the Irpavi River. The banks of this river have been expropriated by persons who work washing sand that is later sold to construction companies. Most of the inhabitants of the area work washing sand for construction. The bank has 12 members that are engaged in various commercial activities. They have a governing board that was elected at a meeting of members. They are very responsible folks who want to succeed. The association is maD. up of:

Gabriela is the group president. She is married and has children who are of school age. She raises small animals and will use the funds to buy balanced feed to fatten up the animals.

Rosmery is the group secretary. She is married but doesn’t have any children yet. She sells catalogue cosmetics and does well with this activity because she has many customers downtown that place orders with her. She will use the funds to buy sale items that she will then sell at full price.

Alicia is the group treasurer. She is married and has 3 adult children. She is a laundress. Her work is well-known so she is highly sought-after in the area.

Graciela is a domestic employee. She is single and will use the funds to buy a refrigerator for her home.

Maria sells masitas (little fried turnovers), Carmen sells prepared meals, Antonia sells clothing at the markets, Victoria is a domestic employee, Marcelina is also a domestic employee, Natalia sells salteñas (a kind of food filled pastry), Federico sells frozen treats, Benito transports sand in his dump truck; they are all members of the Flor D. Caliri communal bank.

The funds will be used to buy merchandise in order to increase their working capital.

All the members are grateful to Emprender and Kiva for the trust placed in them upon granting the loan.
View original language description ↓

FLOR D. CALIRI es un banco D. emprendimiento que fue formado por socias D. la zona D. caliri que esta ubicado frente al rio Irpavi,las orillas D. este rio ha sido expropiado por personas que trabajan en el lavado D. arena y que luego venden a las distintas empresas como material D. construccion, en su mayoria los pobladores D. la zona se dedican al lavado D. arena para contrucciones, costa D. 12 socias que se dedican a distintas actividades, tienen una mesa directiva que fue elegida en asamblea D. socios, son personas muy responsables y con deseos D. superacion. forman la asociacion:

La Sra. Gabriela es la presidenta del banco D. emprendimiento Flor D. Caliri, esta casada tiene hijos que estan en edad escolar y se dedica a la crianza D. animales y con el dinero del credito comprara alimento balanceado para el engorD. D. los animales.

La Sra Rosmery es la secretaria esta casada y no tiene hijos todavia, venD. cosmeticos por catalogo y le va muy en esta actividad ya que tiene muchos clientes por el centro D. la ciudad que le hacen pedidos, y con el dinero del credito comprara productos D. promocion para despues venderlos al precio normal.

La Sra. Alicia es la tesorera del banco, ella esta casada y tiene 3 hijos ya mayores, su actividad es D. lavandera, ya conocen como hace su trabajo y es muy requerida en la zona.

La Sra Graciela trabaja como empleada domestica, es soltera y el dinero del credito lo necesita para comprar un refrigerador para su casa.

La Sra. Maria quien venD. masitas, Carmen que se dedica a la venta D. comida, Antonia que venD. ropa en las ferias, Victoria es empleada domestica, Marcelina tambien es empleada del hogar, Natalia venD. salteñas, Federico se dedica a la venta D. helados, Benito se dedica al traslado D. arena en su volqueta, ellos son todos los miembros del banco Flor D. Caliri.

El dinero del credito lo utilizaran en la compra D. mercaderia y asi poder incrementar su capital D. trabajo.

Todos los socios estan muy agradecidos con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 156
    View loans »
    Bolivia Loans Fundraising
  • $32,241,025
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Caliri Group's $2,375 loan helped a member to buy merchandise to increase working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 18, 2010
Mar 1, 2010
Currency Exchange Loss:
Jul 15, 2010