In the picture you can see Gulesmer with her husband. Gulesmer is a mother of 5 children. She lives in Khachmaz town, is 54 years old, and has been farming for 6 years.
She has her own orchard where she grows fruit trees and vegetables.
Now she needs a loan of $725 to buy fertilizer and pesticides so she can improve her business and harvest more.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.