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Jelina A. is from the village of Minaog, Dipolog City but she operates her business in Poblacion, La Libertad, Zamboanga del Norte. She is 57 years-old and married with one adult child. To make a living, Jelina owns and operates a general store selling a variety of grocery products. She also sells soft drinks in the local community. Jelina has been engaged in her business for over four years and earns approximately 10,000 PHP a month.

In 2009, Jelina joined Kiva partner PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Jelina has successfully repaid a previous loan of 50,000 PHP from PMPC. This previous loan was used to purchase additional inventory and working capital. Jelina is requesting a new loan of 50,000 PHP which will be used as additional working capital for her soft drink selling business. This loan will be the second loan taken out by Jelina from PMPC and through Kiva. She plans to use the additional revenue generated from the business to improve and expand the business.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1458
    View loans »
    Philippines Loans Fundraising
  • $59,226,550
    Funds lent in using Kiva
  • 46.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jelina to provide additional capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Feb 10, 2010
Currency Exchange Loss:
Feb 15, 2011