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Pedro Joaquín
Pedro Joaquín E. E. is from the Condega municipality. He will use the loan to buy school supplies and to enroll his children. He is asking for the loan because he does not have all the money to do so now. He wants to enroll his children so that they do not have any difficulty starting the school year. He will also take part of the money so that his wife can work in her business selling basic grains. His wife works selling potatoes in a van.

Pedro is a workman for the Catholic Agricultural University of Trópico Seco (UCATSE). He has worked as a security guard for the university for over six years. He has done this type of work all of his life. He expects that the loan will be of much use; it will resolve his personal problems.

Pedro is married and has four school-age children in his care. They go to school and are currently in the primary grades. His parents do not live with him, but he continues to look after them.

This is Pedro’s first loan. He says that he will remain grateful to Ceprodel for the help they are offering him. It will help him solve the problems he now has. It is the first time that he has contracted a debt, and he expects to do well in order to keep working and not mar his credit record. That way he will make a good impression with Ceprodel, and they will continue taking care of him in the same manner in the future.
View original language description ↓
La señor Pedro Joaquín E. E. es originaria del municipio de condega el va usar el crédito para comprar lo útiles escolares y matricula de sus hijos solicita el crédito porque no tiene todo el dinero para hacerlo actualmente y desea matricular a sus hijos sin que ellos tengan ninguna dificultad al empezar el año escolar también tomara parte del dinero para que su esposa trabaje en su negocio como lo es venta de granos básicos su esposa trabaja con su papa en una camioneta.

Pedro es trabajador de la universidad agropecuaria del trópico seco ucatse desempeñándose como guarda de seguridad tiene mas de 6 años de estar trabajando para la universidad y toda la vida se a dedicado a este tipo de trabajo el espera que el crédito le sirva de mucho ya que resolverá sus problemas persónales.

Pedro es casado y tiene cuatro hijos en edad escolar los cuatro están bajo su cargo estudiando actualmente en el nivel de primaria sus padres no viven con el pero se mantiene al pendiente de ellos este es el primer crédito que se le otorga a Pedro y expresa que quedara agradecido con ceprodel por la ayuda que se le esta brindando ya que le ayudara a solucionar los problemas que tiene por ahora y expresa que es la primera ves que el contrae una deuda y espera salir bien para seguir trabajando y no manchar su record crediticio y de esta manera dejar una buena imagen con ceprodel para que en un futuro se le siga atendiendo de igual forma.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Pedro Joaquín pay for pre-registration, registration, and school supplies for his children.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 19, 2010
Listed
Feb 10, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2011