Mi Progreso De San Jose Group
The members have different business activities such as the sale of crafts, vegetables, bread, wool, groceries, food, small animals and transportation.
Such is the case of Juana, who is married, 50 years old and has five children, Juana sells vegetables in the market Nery Garcia, activity that she does every day; Juana needs a loan of 300 soles to invest in buying vegetables.
On the other hand, Yuly has a partner, is 30 years old and has 1 child, Yuly sells "mazamorras" (a Peruvian pudding) from home, activity that she does every day; Yuly needs a loan of 600 soles that will be invested in buying sugar and gas.
The members need different amounts of loans such as 300, 450, 600 and 1050 soles making a total of 8,550 soles in loans at the Community Bank.
Their loans will be invested in buying rice, sugar, vegetables, gas, wool, dye and bread.
The members' dreams are that their children become professionals, improve their businesses and have a house of their own.
Las socias realizan diferentes negocios como la venta D. artesanía, verduras, panes, lana, abarrotes en general, comida, animales menores y transporte.
Como es el caso D. la señora Juana que es casada, tiene 50 años y 5 hijos, Juana venD. verduras en el mercado Nery García, actividad que realiza todos los días, Juana necesita un préstamo D. 300 soles dinero que será invertido en la compra D. verduras.
Mientras que Yuly es conviviente, tiene 30 años y 1 hijo, Yuly venD. mazamorras en su casa, actividad que realiza todos los días, Yuly necesita un préstamo D. 600 soles dinero que será invertido en la compra D. azúcar, gas.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 450 soles, 600soles, 1050 soles haciendo un total D. 8,550 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. arroz, azúcar, verduras, gas, lana, tintes, panes.
Los sueños D. las socias son que sus hijos sean profesionales, mejorar sus negocios, tener casa propia.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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