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Luz María
As of April 12th, the community bank has 15 active members. The members are women entrepreneurs who seek to have, and be able to offer a better quality of life for their families. All members of the community bank have businesses selling food or selling fruit and vegetables. This bank is located in the city of Cuenca, the third largest city in Ecuador. Cuenca is renowned for its writers and artists, architectural beauty, the 4 rivers that bathe the city, its delicious cuisine, and by the warmth of the people, who are always friendly and welcoming to local and foreign tourists.

Luz R. is one of the active members of this bank, and is in her fifth term working with the Foundation. She lives in the city Cuencana and is a 34 year old wife and mother. She has children who are 14, 8, and 6 years of age. Her husband is a private employee of the Graiman pottery factory. They do not own their own home, since they live in her mother's home, but manage all their expenses independently. Luz tells us that the loans, which she has received thus far, have allowed her to catch up with her debts and invest in her own business selling fruits and grains. This is a business she has had for 21 years. Currently, Luz works Monday to Sunday (from 7 a.m. to 6 p.m.) in a market. With the funds she receives from this loan, she plans to purchase papayas, pineapples, oranges, peas, corn, etc. and will supply her business. Her biggest dream is to finish paying off her debts.
View original language description ↓
El banco comunal 12 de Abril está formado por 15 socias activas, se caracterizan por ser mujeres trabajadoras y emprendedoras que buscan tener y ofrecer una mejor calidad de vida a sus familias, todas las socias del banco comunal tienen su negocio de venta de comida o venta de frutas y verduras.

Este banco está ubicado en la ciudad de Cuenca, siendo la tercera ciudad más importante del Ecuador, es reconocida por sus escritores y artistas, su belleza arquitectónica, los 4 ríos que bañan la urbe, las hábiles manos de sus artesanos y su suculenta gastronomía, así como por la calidez de su gente siempre amable acogiendo al turista nacional y extranjero.

La señora Luz R. es socia otra de las socias activas de éste banco, se encuentra en su quinto ciclo trabajando con la Fundación, ella vive en la urbe Cuencana, tiene 34 años de edad y se encuentra casada además tiene tres hijos que se encuentran de 14, 8, 6 años, su esposo es empleado privado trabaja en la fábrica de Cerámicas Graiman, no poseen casa propia por lo que viven en casa de su mamá pero de manera independiente.

Luz nos comenta que los créditos recibidos le han permitido ponerse al día en sus deudas e invertir en su negocio de venta frutas y granos en el que lleva 21 años en su local ubicado en el mercado atendiendo de lunes a domingo de 7am a 6pm. Con el dinero que reciba de la institución va a comprar papayas, piñas, naranjas, arvejas, maíz, etc. para abastecer su negocio.

Su mayor sueño es acabar le pagar sus deudas.

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Luz María comprar papayas, piñas, naranjas, arvejas, maíz, etc. (To purchase papayas, pineapples, oranges, peas, corn, etc.).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 11, 2010
Listed
Feb 10, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2010