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Rigners Group
In this Group: Kadiatu, Annissol, Samuel, Lamah, Doris
Kadiatu D. is the leader of a group of 5 borrowers called Rigners. She is 36 years old and is married with 2 children aged 9 and 12 years old whose educational levels are 5th and 8th grades. Kadiatu and her family live and work at the ELWA Junction about 5 miles from downtown of the capital Monrovia, Liberia. She is a high school graduate as she was unable to complete her education due to poverty.

Kadiatu’s business is the sale of bread and butter. She buys her goods from wholesalers and sells retail on a table to residents of ELWA. She has been running this business for 2 years and hopes to own a shop in the near future. Kadiatu started by selling with 1,500 Liberian dollars as working capital but now operates with about 4,000 Liberian Dollars.

She sells good bread and communicates with her customers in a good manner in order to encourage them to continue buying from her. Kadiatu needs this loan to purchase more bread and butter for resale to improve her business. She dreams of being an educated person in society in the future.

In the photo that accompanies this profile, Kadiatu is the one holding the sign. Lamah D. is in the inset at the lower right.

About LEAP:
The Local Enterprise Assistance Program (LEAP) is Liberia's largest and oldest continuously operating microfinance institution with 13 branches across the country. Founded in 1994, the non-profit organization has survived periods of civil war and severe socio-economic hardship. LEAP seeks to help rebuild post-conflict Liberia through its group and individual loans to micro- and small-scale entrepreneurs, and puts emphasis on lending to women.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • 500
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,031,050
    Funds lent in using Kiva
  • 71.0
    Liberia Dollars (LRD) = $1 USD