Juan lives in his parents’ house in the Belén area of the city of La Paz. Since he was a little boy he has devoted himself to painting works of art. He currently paints pictures and sells them in a commercial zone. He also makes, with help from his father, posters for movie theaters.
The loan he is requesting is to buy material (paints, canvasses, and others) to continue with this activity because it is his only source of income.
He is a client of Impro, and he has a very good payment history. Therefore, he is able to access a new loan.
El señor Juan vive en casa de sus padres en la zona Belén de la ciudad de La Paz; desde niño se dedicó a la pintura de obras de arte y en la actualidad pinta cuadros y los vende en una zona comercial; también elabora carteles para los cines con ayuda de su padre.
El crédito que solicita es para comprar material (pinturas, lienzos y otros) y continuar con esta actividad ya que es su única fuente de ingresos.
Es cliente de Impro y tiene un historial de pagos muy bueno, por lo tanto puede acceder a un nuevo crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.