Avelina Ontolan

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Avelina Ontolan is from the village of Minsalag, Sibutad, Zamboanga del Norte. She is 58 years old, married, and has ten adult and infant-aged children. To make a living, Avelina owns and operates a general store. The main source of income for the business comes from selling daily use products in the local community. Avelina has been engaged in her business for a year and earns approximately 3,000 PHP a month from these activities.

In 2007, Avelina joined Kiva partner PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 12,000 PHP from PMPC. This loan was used to purchase additional products to sell. Avelina is requesting a new loan of 12,000 PHP, which will be used to purchase additional inventory and as working capital. This loan will be her fourth from PMPC. She plans to use the additional revenue generated from the business to improve and expand her business.

About PMPC

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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