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Sum Y., age 48, is an internal staff member in the organization, earning a salary of $100 per month. She currently lives with other family members in a wooden house located on a commune in the province of Battambang. She is married with three school-aged kids, who are dependent on their parent’s income. Sum Y.’s husband is the chief provider for the family. He is a professional Khmer lecturer for a local public class.

Sum Y. and her husband face difficulties travelling to work or anywhere else because they do not have a vehicle. To solve this problem, Sum Y. is applying for a loan to add to her personal money in order to buy a motorcycle.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Sum to buy a motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 5, 2010
Feb 8, 2010
Currency Exchange Loss:
Feb 16, 2011