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Rosa lives in the city of Cusco, Peru. She is 40 and has four children, one of whom is living independently (Jorge, who is 22). The other three (Benito, 25; Mari Luz, 12; and Catherine, 6) still depend on their mother financially. Rosa balances her work at home with the operation of her small furniture-making workshop.

Rosa tells us that she currently employs three people building furniture. She is both mother and father to her children, and is a member of the “Yanapakuy” Communal Bank, part of Asociación Arariwa. The word "yanapakuy" comes from the Quechua language and means "Let's help". She needs a loan of 600 dollars to invest in materials such as wood, paint thinner, and lacquer. Rosa is thankful for the opportunity offered by the lending process and promises to follow the repayment schedule.
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Rosa, vive en la ciudad del Cusco, tiene 40 años y tiene cuatro hijos de las cuales uno es independiente (Jorge de 22 años) y tres depende de ella todavía (Benito de 25 años, Mari Luz de 12 años y Catherine de 06 años). Rosa alterna sus actividades del hogar con la administración de su pequeño taller de carpintería. La socia nos cuenta que actualmente tiene tres empleados quienes fabrican los muebles. Rosa es madre y padre para sus hijos, ella forma parte del banco Comunal “Yanapakuy” de la Asociación Arariwa, ella requiere el préstamo de los 600 dólares, que invertirá en comprar materiales como madera, tiner y laca. Rosa se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

(Yanapakuy es una palabra del idioma quechua que traducido al castellano significa “ayudemos”).

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $59,068,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa purchase of materials such as wood, paint thinner, and lacquer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Feb 8, 2010
Currency Exchange Loss:
Jun 15, 2010