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Elchin R. is a 34-year-old entrepreneur who is married with two children. He has ten years of experience in selling women’s and children’s clothes and has his own store in his home city, called Agsu. He is very experienced in choosing clothes which are in very high demand.

From the day his first child came into this world he gave his word that his children will never be without bread and he has kept that word and tries his best every day to provide the best education and the best food for his beloved kids. He goes to work at 6 a.m. and finishes his work late at 10 p.m.

Elchin applied for 1,600 AZN in order to purchase more spring clothes. Let’s do our best to help this man who gave his heart to his children.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 85
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Elchin to purchase women's spring clothes.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 29, 2010
Mar 1, 2010
Currency Exchange Loss:
Nov 19, 2010